Chapter 6: Compliance Depository Issues

Expedited Funds Availability Act

• Introduction 45k
• Subpart A – General Definitions 59k
• Subpart B –Availability of Funds And Disclosure of Funds Availability Policies 61k
• Availability Schedule 128k
• Exceptions – §229.13 62k
• Payment of Interest – §229.14 40k
• General Disclosure Requirements – §229.15 61k
• Specific Availability Policy Disclosure – §229.16 61k
• Initial Disclosures – §229.17 39k
• Additional Disclosure Requirements – §229.18 39k
• Miscellaneous – §229.19 73k
• Relation to State Law – §229.20 48k
• Civil Liability – §229.21 48k
• Subpart C – Collection of Checks 40k
• Subpart D – Substitute Checks 72k
• Expedited Recredit for Banks – §229.55 49k
• Liability – §229.56 49k
• Consumer Awareness – §229.57 63k
• Mode of Delivery of Information – §229.58 48k
• Examination Objectives – Part I 48k
• Subparts A and B 48k
• Examination Procedures 73k
• Extended Holds 61k
• Miscellaneous Provisions 62k
• Examination Objectives – Part II 49k
• Subpart D 49k
• Examination Procedures 63k
• General 48k
• Consumer Awareness – §229.57 48k
• Expedited Recredit for Consumers – §229.54 64k
• References 50k
• Job Aids 260k

Electronic Fund Transfer Act

• Introduction 46k
• Exemptions – §205.3(c) 46k
• Special Requirements – §205.4 46k
• Issuance of Access Devices – §205.5 55k
• Liability of Consumers for UnauthorizedTransfers – §205.6 37k
• Consumer Liability for Unauthorized Transfers:Electronic Fund Transfer Act–Regulation E (12 CFR 205.6) 51k
• Initial Disclosure of Terms and Conditions – §205.7 40k
• Change in Terms; Error Resolution Notice – §205.8 40k
• Documentation of Transfers – §205.9 52
• Preauthorized Transfers – §205.10 51k
• Procedures for Resolving Errors – §205.11 52k
• Relation to State Law – §205.12 40k
• Administrative Enforcement – §205.13 and §917 40k
• Services Offered by Provider Not Holding Consumer’s Account – §205.14 52k
• Electronic Fund Transfer of Government Benefits – §205.15 39k
• Disclosures at Automated Teller Machines - §205.16 39k
• Requirements for Electronic Communications - §205.17 39k
• Suspension of Obligations – §912;Waiver of Rights – §914 51k
• Liability of Financial Institutions – §910; Civil Liability – §915; Criminal Liability – §916 39k
• Examination Objectives 39k
• Examination Procedures 48k
• Examination Checklist 118k
• References 38k

Truth in Savings Act

• Introduction 55k
• Regulation Overview 55k
• Definitions 55k
• Examination Objectives 55k
• Examination Procedures 48k
• Transaction-Related Procedures 48k
• Notice of Change in Terms and Notice Before Maturity 48k
• Periodic Statement Disclosures 62k
• Payment of Interest 48k
• Electronic Communication 48k
• Enforcement Actions 48k
• Record Retention 48k
• References 51k
• Prematurity Disclosures for Time Accounts 51k
• Job Aid 51k
• Examination Checklist 109k

Interest on Deposits — Part 329

• Introduction 54k
• Regulation Overview 54k
• Definitions 68k
• Examination Objectives 48k
• Examination Procedures 73k
• Savings Accounts 48k
• Cash Management Services 48k
• Premiums 65k
• References 52k