OFFERING ANNOUNCEMENT

$280MM in Performing and Non-Performing CRE, C&I and Consumer Loans

On behalf of the FDIC, DebtX (www.debtx.com) is pleased to announce the sale of assets related to The Columbian Bank & Trust, Topeka, Kansas receivership:

• Approximately 549 loans:

  • $158 Million mixed real estate
  • $118 Million commercial

• Collateral: A wide range of collateral including land, commercial and residential real estate, business assets, automobiles and other consumer assets.



• Collateral location: Primarily in Kansas



• Performance level: Performing 75%; Non-Performing 25%

OFFERING ANNOUNCEMENT

$100MM in Performing, Sub-Performing and Non-Performing CRE and C&I Loans

On behalf of the FDIC, DebtX (www.debtx.com) is pleased to announce the sale of assets related to the Integrity Bank, Alpharetta, GA receivership:

• 9 pools of loans totaling $53 Million. The pools are organized by property type and performance level.



• 11 borrowing relationships totaling $47 Million.



• Collateral: A wide range of collateral including office, retail, multifamily, hotel, land and other commercial and residential real estate.



• Collateral location: Primarily in Georgia

OFFERING ANNOUNCEMENT

$94MM Performing and Non-Performing CRE  

On behalf of the FDIC, DebtX (www.debtx.com) is pleased to announce the sale of assets related to the Indy Mac Bank, Pasadena, CA receivership:

• 3 pools of Construction/Acquisition & Development loans totaling $48 Million.
  
  
• 3 individual offerings - 2 condo conversion loans and 1 Construction/Acquisition & Development loan.



• Collateral: Land, condominiums and non-owner occupied single family residences.



• Collateral location: Primarily in California. Other collateral located in Colorado, Florida and Nevada.

OFFERING ANNOUNCEMENT

$500MM Performing & Non-Performing Commercial Real Estate and C&I Loan Portfolio
#FNV-3-08

As the Loan Sale Advisor for the Federal Deposit Insurance Corporation ("FDIC"), First Financial Network, Inc. ("FFN" www.firstfinancialnet.com) is pleased to provide an opportunity to acquire certain assets offered from time to time. The next of these offerings consists of approximately $500MM in Performing & Non-Performing Commercial Real Estate and C&I Loans (#FNV-3-08) from the recently closed First National Bank of Nevada and First Heritage Bank, N.A.

The majority of these loans were originated since 2005 and are predominantly located in Arizona (44%), Nevada (35%) and California (15%). Over 95% of this portfolio is comprised of Commercial Real Estate and C&I loans which include some Gaming and SBA 504 loans. Over 100 of these loans have an outstanding balance over $1MM and the largest loan is $32.7MM. Approximately 80% of this portfolio is currently performing.

These loans will be pooled according to performance, collateral type, lien position, borrower relationship and location.

KEY DATES